FINANCING
Make Your Roof Project Affordable — With Financing Designed for You
At Bob & Jerry’s Roofing, we believe every homeowner deserves a safe, reliable roof — no matter their budget. That’s why our Consumer Credit Center brings together flexible, trustworthy financing options built just for roofing projects. With our simple, secure prequalification process, you’ll see your options — often in minutes — without risking your credit.
Why Financing Makes Sense for Your Roofing Needs
Choose the Right Financing Option for You
Select a financing option below to learn more about how it works — and apply when you're ready:
Credit-Based Prime Lending
A traditional loan through prime or subprime lenders — flexible terms (up to 240 months) and loan approvals for FICO scores 640+.
(550+ with Subprime Lending, contact your Project Manager for more information)
12-Month Same as Cash
No interest for a full year. Ideal if you plan to pay off your roofing project quickly without extra fees.
HELOC (Home Equity Line of Credit)
Use your home’s equity to fund your roof. With fast approval (in minutes) and funding in as little as 5 days, it's a powerful option.
How It Works: Prequalification Made Simple
- Pick Your Option
- Choose between Prime Lending, Same as Cash, or HELOC above.
- Answer a Few Easy Questions
- We’ll ask for basic information: income, credit range, and your roof project details.
- Get Prequalified in Minutes
- We run a soft credit check first — this does not impact your credit score. Then you see likely terms and payment plans.
- Apply & Lock In Terms
- When you’re ready, submit a full application (which may involve a hard credit pull), review your offer, and accept it.
- Schedule Your Roof Project
- Once approved, we coordinate your financing with your roofing installation — so you can move forward confidently.
Details on Each Program
Addressing Common Concerns
What if I have low credit?
Not a problem. Our credit-based lending includes sub-prime lenders, and we work with customers who have FICO scores of 550 and above.
Will checking my options hurt my credit?
No. Our initial prequalification uses a soft credit check, which doesn’t affect your credit score. Only when you apply formally is a hard pull used — and only if you decide to move forward.
How soon can I actually start my roofing job after approval?
Once you accept the terms, your financing is locked in, and we can coordinate your roofing schedule. For HELOCs, many lenders fund in as few as 5 days.
Is it safe to finance through you?
Absolutely. We partner with reputable, licensed lenders. Just as we stand behind our workmanship with honest and high-quality service, we stand by our financing partners with transparent terms and trustworthy processes.
Why Bob & Jerry’s Roofing + Our Financing Is the Right Choice
Over Four Decades of Experience
We’re a family-run company with 45+ years serving Central Florida homeowners.
Honesty & Integrity
Just as we pride ourselves on honesty and quality above all, our financing partners are transparent and straightforward.
Local Focus, Global Quality
Based in Auburndale, we know this community—and we back your work with long-term value, not shortcuts.
Fast, Trusted Process
From pre qualification to final approval, we make it easy. No hidden fees. No confusion. Just clear, accessible financing.
Ready to Explore Your Options?
Select a financing option above — Credit-Based Prime Lending, 12-Month Same as Cash, or HELOC — to learn more and apply.
Getting prequalified is quick, secure, and risk-free: you could know what you qualify for in just minutes. And once you're approved, you'll be one step closer to a safe, beautiful roof that protects your most important investment: your home.
Have questions? Call us at 863-965-9595 or send us an email. Our financing team is ready to help you find the plan that works best for you — so you can get the roofing solution you need without stretching your budget.